Assurant Health Individual Major Medical Health Insurance Plans

 ASSURANT HEALTH (formerly Fortis Health) is a Fortune 500 company traded on the New York Stock Exchange under  the symbol AIZ. Assurant has over $26 Billion in Assets and $8 Billion in annual revenue. Assurant Health's multiple  underwriting companies provide health insurance for more than one million people nationwide. The companies'  primary products include individual medical, small group, short-term and student health insurance products, as well as  non-insurance products and consumer-choice products such as Health Savings Accounts. With almost 3,000 employees,  Assurant Health is headquartered in Milwaukee, Wisconsin and has operations offices in Minnesota, Idaho and Florida,  as well as sales offices across the U.S.

 Assurant Health is the brand name for products underwritten and issued by one or more of Assurant Health's  underwriting companies Time Insurance Company, John Alden Life Insurance Company and Union Security Insurance  Company. ASSURANT Health Plans provide high and low deductible plans with $35 unlimited doctor co pays without  first paying the calendar year deductible. With 100%, 80/20, and 50/50 co-insurance plans, R/X cards are optional with  a $15 co pay for generic prescription drugs with no yearly deductible first, and $25 co pays for brand name drugs after  a once a year $500 deductible has been satisfied. Well care is included immediately with up to $750 per person  allowance yearly on the Max Plan for laboratory tests, tuberculosis test and colonoscopy (subject to deductible). A co  pay is all that is required for office visit charges related to well care visits & well care immunizations. $500 per person  well care allowance on the Core Med Plan available after 6 months of policy ownership. Mammograms, Pap Smears &  PSA tests (prostate) would be covered by the plan but subject to deductible.       

Surgical treatment of tonsils/adenoids will not be covered for a period of 3 months after the policy has been issued. Surgical treatment of bunions, hemorrhoids, inguinal hernia (except strangulated or incarcerated) and varicose veins will not be covered for a period of 6 months after the policy has been issued. Sterilization will not be covered for a period of 12 months after the policy has been issued. These waiting periods are waived when these plans are replacing other similar in-force health insurance coverage. 

It should be noted that Time Insurance company has a very long history of superior claims payment performance. However, since Assurant Health went public as in independent company (separate from Fortis A in Belgium and Fortis B in the Netherlands) there have been several recent news reports regarding their failure to pay claims. These reports can be viewed at the following news media web pages:

CNN Report:  http://edition.cnn.com/2009/POLITICS/06/16/health.care.hearing/
CBS Report:   http://www.cbsnews.com/stories/2007/05/24/cbsnews_investigates/main2850054.shtml
ABC Report:  http://abcnews.go.com/GMA/TenWays/story?id=3620365&page=1
TIME Report: http://www.time.com/time/nation/article/0,8599,1883149,00.html

If the stories above concern the reader, there are many other quality Health Insurance options to choose from.

                     Assurant Health Max & Core Med Major Medical Insurance P.P.O. Plans

• Rated A-(Excellent) by A.M. Best, (www.assuranthealth.com) 

• Formerly Fortis Health (www.fortis.com) Now named Assurant Health

• Plans underwritten by Time Insurance Company (www.assuranthealth.com)

• Publicly traded on the New York Stock Exchange ticker symbol AIZ

• 8 million in benefits per insured on Max Plan & 6 Million on Core Med 

• Organ transplants covered the same as any other illness on all plans.

• Optional $35 co pay for unlimited outpatient doctor visits on the Max Plan.

• Optional $35 co pay for limited outpatient doctor visits on the Core Med Plan (4 visits annually)

• $750 yearly well care included immediately on Max Plan. $500 per year on the Core Med after 12 months of policy ownership.

• Optional R/X card with $15 co pays generic $25 for brand name after once a year $500 calendar year deductible has been satisfied.

• Pre-existing conditions such as controlled Hypertension & Hyperlipidimia immediately covered.

• $500 to $5,000 deductibles to choose from.

• 100%, 80/20, or 50/50 co-insurance plans to choose from.

• Nation's largest Nationwide P.P.O. doctor & hospital network www.phcs.com

• Optional A.M.E pays first $2,500 or first $5,000 per accident in the E.R. (see brochure below)

• Industry leader with H.S.A.'s (Health Savings Accounts)

• Optional maternity coverage available with only a 9 month waiting period for conception.

• Maternity benefits are not subject to the plan deductible. Instead you choose your own separate maternity deductible.

  Assurant Health "Core Med" Health Insurance Plan Brochure ( PDF format)

 Assurant Health "Max Plan" Health Insurance Plan Brochure ( PDF format)

Click Here to Quote Assurant Health Products including Temporary Coverage and Apply Now

Assurant Health H.S.A. Qualified Health Insurance P.P.O. Plan Brochure ( PDF)

What are H.S.A.'s and H.D.H.P.'s and how can they save you money and boost your retirement?

Term Life Insurance rates have dropped to their lowest point in over a decade. Find out just how low now: Life Insurance Quotes from Protective Life Insurance Company

World Care Individual Dental Insurance plan ( PDF format)

Accident Medical Expense Value Benefits of America Brochure all plans ( PDF)

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