Health Insurance Services. Free No Obligation Quotes from Multiple Carriers.
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Small Business Insurance Services
Inc., is a brokerage firm
that has no particular allegiance to any one insurance company.
Our agents are also multi state licensed. This being
the case, we
can shop all major carriers for you so you always get the BEST
plan at the LOWEST price. Each plan can be customized to fit your
specific needs and budget.
You can do your own due diligence and
Click Here to Get Hundreds of Free No Obligation Multiple Carrier Health
Insurance Quotes Now
Click here for United Health Care
One Individual Health Insurance
Plans underwritten by Golden Rule Insurance Company
The Medalist 2 plans are available through American Community Mutual
Insurance Company
www.american-community.com
American
Community Mutual provides high and low deductible health plans with $30, $40
& $50
outpatient doctor office visit co pay options. The outpatient co pays are covered
on a first dollar basis with no deductible to be paid first. Unlike any other individual health insurance product on the market today,
the Medalist 2 plans include a $1,000 annual Preventative Care
benefit per insured. This Preventative Care benefit covers
Immunizations, Routine Physical Exams, PSA testing, Routine Mammograms, Pap
Smears and Colorectal Cancer screenings. These charges would also be covered
on a first dollar basis with no deductible to be paid first. An outpatient co pay
prescription card with NO deductible is also included with the
"Medalist 2 Gold Plan 1". You will pay only 20% of the Generic prescription cost
and 30% of the formulary brand name prescription cost. For more about the
Medalist 2 plans click the blue American Community link above. The Medalist 2 plans are available through American Community Mutual Insurance Company www.american-community.com American Community Mutual provides high and low deductible health plans with $30, $40 & $50 outpatient doctor office visit co pay options. The outpatient co pays are covered on a first dollar basis with no deductible to be paid first. Unlike any other individual health insurance product on the market today, the Medalist 2 plans include a $1,000 annual Preventative Care benefit per insured. This Preventative Care benefit covers Immunizations, Routine Physical Exams, PSA testing, Routine Mammograms, Pap Smears and Colorectal Cancer screenings. These charges would also be covered on a first dollar basis with no deductible to be paid first. An outpatient co pay prescription card with NO deductible is also included with the "Medalist 2 Gold Plan 1". You will pay only 20% of the Generic prescription cost and 30% of the formulary brand name prescription cost. For more about the Medalist 2 plans click the blue American Community link above. Please Note: The Medalist 2 Products will no longer be available for most sale in most States after December 28th, 2008. These plans have been replaced by the "Community Flex" plans. The States of Indiana & Texas may still purchase the Medalist 2 Plans after January 1st, 2009. Texas residents can purchase either the "Medalist 2" or the "Community Flex" plans. Advantage P.P.O. Major Medical Health Insurance policies are underwritten by Guarantee Trust Life Insurance Company, Glenview, Illinois licensed in 49 states. Founded in 1936. The "Advantage" Major Medical Health Insurance P.P.O. policy provides $1,000 to $2,500 deductible plans with $25 unlimited doctor co pays without first paying the hospital deductible. 80/20, 75/25, and 50/50 co-insurance plans are available. R/X cards are included with $15 co pays for generic and $30 co pays for formulary brand name prescription drugs, with a NO deductible first. Routine Physical Exams are covered after 90 days of policy ownership on a first dollar basis up to $150 per examination. The exam includes coverage for lab tests (blood/urine) associated with the same routine physical exam. No pay is required. Benefits will be paid at the same co-insurance level you chose for your health plan. Mammograms Pap Smears, Prostate Cancer Screening tests as well as Colorectal cancer screenings are also covered from day one with no deductible required first with the "Enhanced Routine Preventative Care" selected. 4th Quarter Deductible Carry over is also included with the plan as well as an Accident Medical Expense plan equal to whatever calendar year health plan deductible you choose. For more details click on the blue hyperlink above. The acronym "H.S.A" is being tossed around quite a bit nowadays especially since the tax advantages of owning an HSA and a corresponding qualified HDHP (High Deductible Health Plan) have been significantly increased under the Bush administration. HSA stands for Health Savings Account. Health Savings Accounts are a unique way to attractively manage your health insurance costs. They were originally named MSA's or Medical Savings Accounts designed by Senator Bill Archer (R) of Texas. Click the blue link H.S.A. link above for more details about HSA qualified HDHP's. Finally there is a legitimate health insurance option for those who have
been rendered uninsurable because of pre existing conditions. The AIM health
insurance plans,
fully insured and underwritten by American Medical & Life Insurance Company
(www.usamli.com)
and provided by the A.I.M. (Association for Independent Managers). AIM (aimhealthplans.com)
provides the very best limited medical benefit policy in the
country. The plans provide an unlimited surgical benefit. They also provide
up to $4,000 (Health Max Plus Plan) for the first day of hospital admission
(if admitted through I.C.U.) and $2,000 a day for each day you remain in the
I.C.U. (Intensive Care Unit) of up to 15 days. For each day afterward, the
Health Max Plus plan pays $1,000 a day for up to 100 days each calendar
year. The "Health Max Plus" plan also provides "first dollar"
benefits for outpatient doctor office visits. Each outpatient doctor office
visit (up to 7 visits per insured per year) is covered up to $100. There are
no co pays or deductibles that have to be met with the "Health
Max Plus" plan. All benefits provided are covered on a "first dollar"
basis. You can even apply online yourself. As long as you are not disabled,
receiving workers' compensation or on Medicare you are automatically
approved! All plans have a 12 month waiting period for pre existing
conditions, however they are HIPAA compliant so credit will be given towards
satisfying that waiting period for those coming from another guarantee issue
plan (e.g. employer sponsored group coverage). For rates information and to
apply on your own without an agent please visit
aimhealthplans.com or
contact us for
assistance
UniCare
www.unicare.com is an
innovative company with innovative ideas about health care. They have a
revolutionary vision of putting individuals in control of their health care
through the creation of quality, affordable, and flexible health plans.
Since 1995 they have partnered with Wellpoint Health Networks Inc. NYSE:WLP (www.wellpoint.com), one of the
nation's largest publicly traded managed care companies serving the health
care needs of more than 13 million members and approximately 42.6 million
specialty members. UniCare provides unique lower cost alternatives to the
small business group administrator. If you are looking for a health plan
for your employees, click here to see if UniCare has "The Cure for
Healthcare®." for your small group. Click the blue Unicare link
above
for more details. © Copyright 2000 S.B.I.S. Inc. |
